Pre-Configured Bank Templates
Avoid file rejections by using templates validated against your bank’s specific formatting rules. We’ve done the hard work of interpreting the technical specs so you can generate a compliant file with confidence.
Why Bank-Specific Rules Are Critical
While NACHA sets the standard for ACH files, every bank adds its own subtle (and sometimes not-so-subtle) requirements. These can include specific values in file headers, limitations on which SEC codes are allowed, or unique rules for calculating totals.
A file that works for one bank may be instantly rejected by another. Pathwell’s templates account for these crucial differences, acting as the final layer of validation to ensure your file meets your bank’s exact specifications.
Standard NACHA File
Follows general rules but may lack bank-specific nuances.
Pathwell Validated File
Built using a bank-specific template for guaranteed compliance.
Supported Banks
Our library of templates is always growing. Here are the templates that will be available at launch, with more coming soon based on user requests.
Chase
Available at LaunchValidated against the latest Chase Treasury Services and J.P. Morgan Access specifications.
SUPPORTS: CCD, PPD, CTX
Wells Fargo
Available at LaunchBuilt for compatibility with the Wells Fargo Commercial Electronic Office (CEO) portal.
SUPPORTS: CCD, PPD, CTX
Bank of America
Available at LaunchFormatted according to Bank of America CashPro and Treasury Services documentation.
SUPPORTS: CCD, PPD
PNC
Available at LaunchCompliant with PNC PINACLE Treasury Management file format requirements.
SUPPORTS: CCD, PPD, CTX
U.S. Bank
Available at LaunchAdheres to the U.S. Bank Freight Payment and Treasury Management file specifications.
SUPPORTS: CCD, PPD
Truist
Available at LaunchDesigned for Truist Commercial and Treasury & Payment Solutions platforms.
SUPPORTS: CCD, PPD
Don't See Your Bank?
We prioritize new bank templates based on demand from our users. Join the waitlist and let us know which bank you use—we’ll notify you when your template becomes available.
Ready to simplify your ACH workflow?
Stop worrying about file specs and start creating perfect NACHA files the first time, every time. Join the waitlist for launch notifications and private preview access.